AGAIN: BUSH WAS NOT A CONSERVATIVE! Yes, he was wrong, and Obama did what Bush did, only to an exponentially greater degree. Glass-Steagall's repeal + CRA 1977 (being heavily pushed starting under Clinton!) + the above law (ADDA)+ predatory lending (encouraged again by CRA'77) got us here. We NEED another Glass-Steagall to stop mortgages getting bundled as investment instruments. Dumbest idea EVER! Well, except for National Socialism (as practiced by Obama and others thoughout the 20th century).