This may not be as off topic as you might think. The Community Reinvestment Act was passed under Clinton, and it pretty much forced banks to make loans to people they knew couldn't pay them back. The ACLU threatened lenders with lawsuits if they didn't. This was the birth of what lenders call "C" and "D" paper loans. I was in Real Estate at the time, and we were "shopped" to make sure that we were showing houses to whomever contacted us, and we were encouraged to push 103% loans to those who had no down payment. Clinton attempted to buy minority votes with this scheme and ended up bankrupting the very people he was ostensibly helping. Democrats can't win strictly on the issues; they have to cheat, steal, and buy votes.