Wcouch, you are the kind of folks we should help. We as a nation once had the treasure to do that. Where things went astray was when more and more politicians used the treasurery to buy votes through the many "programs" that we now have. I just received a memo from my congressman which stated " we now have 83 different "programs" doling out over 1 Trillion dollars a year. I belive that's going beyound just helping the truly needy!