If I knew in my heart of hearts that I could only afford a $130,000.00 home and the lender said "hey you qualify for a $200,000.00 home". So now I go for it "super-size it" the American way. So now I live in a home I can't afford and live pay check to pay check, something unforeseen pops up and I whip out the plastic. So now I am up to my eye balls in dept. Now fuel prices sky rocket, then I go farther into dept because my big a$$ S.U.V. guzzles fuel and I am upside down on my car payment and can't unload it. Then I lose my job! The house of cards now collapses. To blame the republicans or democrats is ridiculous! We are at fault for being greedy, self indulgent, slothful, envious, and apathetic. Politicians all lie!