News flash! Lyndon B. Johnson (D) decided to move Social Security to the general accounting fund. In fact; he said " we will never use all this money". Every President has tapped into to it! The "house for everyone program" was started by Henry Cisnero's housing secretary for Bill Clinton (D). What they did was to instruct lenders to give loans to anyone who wanted one. Bad credit or not. Lenders gambled on the notes by buying 10 good ones for 1 bad one. The practice was continued under Bush because everyone was happy. The banks were lending money, the government was making tax revenue under the program, and the home buyers because they now could afford a home. So who is to blame! Look in the mirror.