Actually, the blame goes back past Obama and past Bush. What started the whole "collapse"? The housing crisis. It was the first domino to fall in a huge chain of dominoes. And that whole subprime lending policy was instituted by the Clinton-controlled government. Yes, shame on both parties for not hemming it up after Clinton was gone, but...on the other hand, what were they supposed to do? You have the government telling banks to lend to people who can't pay back the loans, and then those people get these houses that are worth more than the people make in 30 years of working. You going to kick them out of their homes? No, because it's political suicide to do so. Instead, you wait for the bubble to pop and hope for the best.