Yes I am speculating, because I have no choice but to speculate: RMoney won't tell us what deductions and loopholes he's getting rid of. The big deduction for most Americans is mortgage interest, so obviously that's going away. Only RMoney knows what other deductions and loopholes he's getting rid of, and he doesn't want anyone to know, even though he does. He doesn't like Americans to know the details because they might not like those details. And he gets burned when he lets the details out of the bad, like when he cited the detail of the 47% people he hates, including senior citizens, wounded war veterans, the unemployed and people who earn so little money that they don't even have to pay federal income taxes.