(continued) that someday the property would be sold and you get your investment back. Meanwhile you are getting a return on your investment (rent) which equates to a higher APR than having the money in the bank at less than 1% interest. Without tapping into savings we have enough cash assets to pay half of the cost of the property and the seller will hold the 5-year note at a 3% APR. The rent will cover the monthly payment and we have enough disposable cash easily to pay off the balance in one-year. The point is, not understanding the simplicity of investments leads to misinformation and misunderstanding. Some invest in businesses, others invest in savings accounts. Who typically gets the highest returns? The job creators - businesses!