I am right where you are. My elderly parents (both in their 80s) cannot retire and are running as fast as they can to not sink. Their medical costs are increasing and pay is stagnant. We are in hock up to our ears for food, clothes, and transportation. Along with a big bill to send junior to college (graduated about 2 years ago) with a degree in engineering and cannot find a job. ANYWHERE.
And by a job I mean one that is not in the most dangerous part of town or inhumane.