sam allen Wrote:
Sep 19, 2012 10:43 AM
My plan with the extra money I get every year is not to live on it, but rather to pay off my house and then I save and invest the rest. I do not count on that money as part of my regularly living expenses because I know it might be gone next year. Hopefully be building up investments and lessening my own debt I will end up more prepared in the event that the extra windfall goes away.