First of all teachers in Calif. do pay for a percentage of the their paycheck toward their retirement. Second, Teachers who have worked as teachers for their entire career do not draw SSI, because they do not pay into SSI. I pay $600.00 per month for my health insurance. I have not seen a raise in almost 8 years. Been teaching for 25 years. I have a Masters and 120 units over my master. I have tech degree, Industrial Tech-Construction. Education is like a three legged stool. Parents, Students, and Teachers. Too often parents and students are not pulling their weight. Yes, as in any profession their are bad teachers. Yes, they should be dealt with. Parents and students need to be held accountable as well as teachers.