Romney's plan has nothing to do with Obamacare. Mitt does NOT force companies to cover people with pre-existing conditions that wait until they are sick or injured before seeking insurance. Mitt uses high-risk pools at the state level to handle issues like these, and the states can set their own policies. One aspect regarding pre-existing conditions that Mitt does take care of is the situation where someone with pre-existing conditions changes jobs, and therefore insurance plans. If that person has been continuously covered by insurance, that person won't be denied coverage due to the pre-existing condition. So, no, Mitt does not think you're an idiot, but you are ignorant as to Mitt's health care plan.