The responsibility of the housing bubble, economic downfall, US businesses leaving this Nation lies in several administrations including Clinton and Bush, but obama has done more to stop any growth with his inexperience and belief that government can do it all with thousands of new regulations. Simplifying the tax code for corporations, banking systems, small/large business, individual, etc., by getting rid of old policies, etc. Romney needs to tell us exactly what he has planned to turn this Country around. It doesn't have to be a long list of details, but policy changes and what kinds of steps he is going to take to get a budget passed, clean up waste and duplication. etc. We need a real leader.