You know I can recall thinking of opting out of Social Security, there used to be a rumor of a form you could fill out and opt out. My problem is had that been true, and had I opted out, I would never have replaced it with funds till I was in my 40's and thinking of what would happen when 65 came around. Problem with that is that I was in an accident and totally disabled when I was 43. Social Security Disability is now what I depend on to buy my food. I see lots of docs, only one out of the bunch supports obamacare, and he is with the VA (I am also a Vietnam Combat Vet). I guess I can understand where he is coming from as he works for the VA however I have also seen several other VA docs, and he is the exception.