Jenni, the world you live in must be pretty sweet. In your world all it takes are "better choices" to be free of illness and injury and likewise have excellent healthcare, to never be laid off, to never have to care for aging parents, never get old for that matter, to never be under employed, to always have reliable transportation, to always have access to inexpensive and healthy food, to always have affordable housing, etc. No irony either in a conservative touting safety net programs while (I am guessing here) simultaneously despising such programs and hopeful their budgets are eliminated. In your world poor people uniformly make bad choices and shelters and what not allow them to have cushy lives nevertheless.... Awesome.