I support the sound dollar idea. The idea that getting rid of fractional reserve lending is part of the equation makes no sense. Having banks keep 12-15% of money in reserve is plenty. The problems occur when banks use 30 or 40:1 leverage. 6 - 8:1 leverage is not a problem as long as the credit quality is reasonable. I don't think we will see the problems with improper ratings on packaged securities as we did in the 2000s.