First, I suspect that you are making up the story because no one in the USA is eligible of Social Security disability pay at the age of 65. ALL Social Security disability turns AUTOMATICALLY into social security retirement benefits at the age of 62. Period.
Second, I have never read a more sophomoric post on a website than this one. It pre-supposes that all stress is the same. And that all people have the exact same capacity to deal with stress as everyone else. Typical conservatives. If it's not a problem I'm personally acquainted with, then it just is a bunch of phoney hooey!