Then, Joe says in the ad that his wife might have been sick for a long time. Really? Gee, Joe, how much blood was your wife coughing up with stage IV cancer and you didn't notice? The best insurance policy in the world couldn't save this poor woman by this point. And, finally, why is Joe, who has now remarried, carrying a grudge against a man he never met whose only crime was to create a company that prevented Joe from being fired in 1993? Joe's a leech. His first wife may in fact have been a victim here -- of his monstrous selfishness.