Wells Fargo gets to charge college students 10.5 percent fixed interest or 6.5 percent interest on variable rate student loans so they can pay their fines and pay back the government (our) money they still owe from TARP ( I went through this fiasco this weekend so I know it's true). At the same time they get their ZERO percent rate from the government and the central banking system i.e. the government. This is EXTORTION of the insidious kind, our criminal enterprise i.e. our government is behind it all. They say they are for the middle class while they stick a knife in our backs.