This mess may or may not end up saving some people some money. My guess it that premiums generally are going to skyrocket. The numbers are not going to work because economic growth is going to be stunted for the foreseeable future. But that's a moot point in my opinion. We are now on the road to a european style leviathan government that has way too much power. The Constitution was written to protect us all from just this kind of government we are now saddled with.