Tax, Fine or whatever, it still comes out of your pocket. A family making $30,000 a year will be taxed an additional $2,200 a year. It may not seem like a lot if your making $100,000 or more a year, but it's going to hurt a lot of people that are making less. Just like S.S.I. the government will find a way to raid the ACA fund and waste it on other things like another war or increase government salaries. The average salary for congress is now $175,000 for a part time job.