Case 2: You and your family currently have an individual insurance plan.
Case 2a: Your income is below 400% the federal poverty level (88k for a family of 4)
Outcome: Your plan becomes government subsidized. Your insurer may never drop you if you get sick (FYI, happens to nearly 100% of people on individual plans when they receive a major diagnosis, which is why this provision is in here.). You can switch insurers anytime because of the ban on discrimination vis a vis preexisting conditions.