inkling, this is what niles never answers. He says fraud is an example of businesses not regulating themselves and that Stossel statement that fraud needs to be punished destroys his whole theory that they do not need to be regulated. That would be like saying because we have murderer's that we need more laws against murdering. Criminals will always find a way. What the regulations crowd never answers is 1)if the act is already illegal, why do we need more laws and 2)what proof is there that regulation works better than the market at policing businesses?