This is the EXACT situation in which we found ourselves when our daughters went to college in 2005 and 2007: "As a parent, if you played by the rules and lived the American virtue of self-reliance and personal responsibility, you're paying exorbitant tuition now. When you went to secure aid or a scholarship, your child did not qualify because you made or had saved too much money. You are punished for working hard, sacrificing for the future, and dutifully saving for your children's education. While those who saved little have children who easily qualified for scholarships, loans, and a "cheap" education. They got aid! You had to mortgage your house or deplete your savings. "