You left out one major point- the Gramm-Leach-Blyley act and HIPPA legislations prevent governent institutions from having access to citizen-specific data. I know this because I proposed an analytical package to the FBI one year prior to 911 that would could have prevented the attack. It used patterns in data to recognize trends, and mainly was to detect fraud. The FBI told me they specifically could NOT access private citizens data due to GLB, and HIPPA. If the FBI cannot have access to prevent fraud of Medicare/ Medicade, then what would allow some Obama regulators to have access?