Read what I wrote again. "However many make bad choices or fail to take the risks" - that IS doing something wrong. Getting a non-marketable college degree is a personal choice - but then don't complain that someone doesn't want to pay you $100K for your expertise in "gender studies." There will never be equal outcomes among un-equal people. The situation is made worse by bad choices. Agree you should be able to succeed without "happy accidents" like having parents who can help bankroll your entrepreneurial effort. The best way to think of most "happy accidents" is captured in the concept of serendipity - the prepared mind recognizes the opportunity and jumps on it. Read the Persian story "The Brothers of Serendip" - then read it to kids.