4. Private enterprise invested in the items that you listed.
5. TARP did provide some benefit to the private sector, but Obama's stimulus package was primarily payback (and kickbacks) to his cronies and supporting unions.
6. The main reason the people didn't have insurance was because they didn't want to pay for it. Obama didn't have anything to do with getting bin Laden except for giving the go ahead after the military, which he detests, had him ready to take. The Dodd-Frank bill only costs consumers more money because good customers now have to subsidence poor credit risks, it won't change which banks remain on top.