I'm praying you are correct. There are so many with their hand out for freebies. It makes me sick at heart. My family owns a sizable apartment community, and everyday I see those that look for ways to keep those government checks coming. There is no desire to accept personal responsibility. Apply for electricity in someone else's name because they don't want to pay for the electric bill they owe...or apply for food stamps and lie about how many people are in the household....or continue to get pregnant and have welfare babies....or get those student loans and buy the big screen tv or Xbox, all with the intent of not completing their education. Then they cry because they can't pay their rent because working everyday is just too hard.