Government is no investment. They never make a profit, run on a deficit and don't have anything they don't take from someone else. When Reagan supposedly "reformed" (or in reality the democrats and RINO repubs like Bob Dole did it) they doubled the rate, to "inflation" proof the fund. First they took 15% of my earning for SS and Medicare put in the "trust" , then in the next breath "borrowed" it to use for government spending and put an IOU back in the trust that said later I WOULD HAVE TO PAY THIS AGAIN WITH INTEREST! Double taxation plain and simple, then when I finally got to SS age and started collecting, they began printing bills with no backing creating inflation to make me pay again! Taxing me THREE times to collect my SS!