Reminds me, when I started work there was life insurance to be purchased, but then as now, many did not want to purchase it. Then, thank goodness, there were and are ER's to help out on this. The government can repeal or remove laws and regulations that stop us from purchasing anywhere in the US (there are like 8 of these to be done away with). We need insurance providers and we need access to them anywhere in the US - competition is always best. We also need people to start eating real foods, stop junk foods and soda intake, exercise, etc. This cuts way down on their costs and my premiums! Get able-bodied off welfare, and disability would be a good start. Make sure any welfare/social card bears their photo to stop fraud.