I don't know if it's Dodd-Frank. Or if it's Barney Frank and Christopher Dodd themselves. Or if it's just the big bankers.
But the reality is, our banking system is completely screwed up when it comes to getting a home loan.
The problem used to be that the banks, in collusion with a federal government, made bad loans to bad people. That's what helped bring us the housing bubble and the inevitable bust that followed.
Today the problem is reversed. The banking system is so nuts it won't even allow banks to make good loans to good people. An...