In response to:

Dave Says a Quick Fix is to Stop Eating Out

silvereagle Wrote: Oct 09, 2012 8:17 AM
I took your advice in 2007 Dave. I have three more payments on my Jeep (which I'll go ahead and pay off after Christmas anyway) and then I AND my daughter are absolutely, 100% debt-free!!! She and I both keep one credit card each with a $3,000 limit for emergencies and occasional major essential purchases. Other than that we use cash. It's becoming more and more obvious to us how many places "weird" on you when you make a major purchase over $100 and pay cash. They look at us as if we were from another planet.

Dear Dave,

When it comes to taking control of your money and living on a budget, what’s the biggest thing a family can live without?


Dear Will,

There are always the shiny things people can do without. Sometimes people sell a fancy car or boat and get rid of a $600-a-month payment right off the bat. But on a regular, day-to-day basis, I think maybe the biggest and best thing you can amputate from your life is eating out.

I love a good restaurant, and I’ve...