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I will fast forward all the commercials.
Universal life DOES NOT cover you for life. The cash value eventually runs out far before maturity. I know; mine did. Whole life is more expensive, but will last your lifetime.
In response to:

What Happened?

Richard193 Wrote: Nov 07, 2012 12:58 PM
It is absolutely incredible that half the United States is so extraordinarily clueless about who they voted for in the guise of Obama, a socialist, communist, racist, one or all of the above. As Lenin infamously said, "we will hang the West and they will sell us the rope." We sold the rope to Obama in '08 and and the noose in '12. When the electorate learns in a democracy (or republic through reps) it can vote its own largess from the public treasury, it signals the end.
Obama knows and understands exactly what he is doing. When he throws his positions right in your face, instead of hiding it, he gets away with it because it is so unbelievable.
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