In response to:
Unless you retired when the market crashes. And do you really think you would have saved enough to afford the cost of healthcare in the private market for the next 20-30 years of your post retirement lives? You really believe that..you think you could afford the private insurance to cover all your medical bills. Not even close!
The White House is promoting the extension of the Bush Tax Cuts for the middle class (which should really be called the Obama-Bush Tax cuts, since Obama extended them in 2010) as exactly that, tax cuts. But the truth is, an extension of the tax cuts wouldn't be a cut at all, but would keep tax rates at the current rate. The Obama admnistration is implying on the official WhiteHouse.gov website that a tax cut is coming for the middle class when in reality if a deal is made by January 1, middle class families won't see a tax...
The market crashing would have no effect on my monthly income taken from my IRA. I would draw the same amount, and the principal would go up and down.
By the way, I could afford private insurance to cover my medical bills. It's called being responsible.