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Live Free -- And Uninsured

pwilkes Wrote: Jul 05, 2012 8:54 PM
In all the fuss about medical "insurance" we lose sight of medical "care". Insurance is a stumbling block to care because it complicates the process. When a doctor is free to give care without the prior approval of an insurance company and without having to file a claim form to be paid the amount the insurance company decides is fair, the doctor does a far better job and can charge less. We import doctors from India because young Americans who would like to be doctors see the effort as not worth it. This is largely due to health insurance. Now Obama thinks more insurance is the solution to the problem of health care. What is with that????
Becca in TX Wrote: Jul 06, 2012 10:07 AM
Health insurance worked pretty good in the old days when we just had "hospitalization". If you had to go into the hospital, insurance paid 80-90% and you paid the balance. If you went to the doctor you paid an office visit yourself. However, the government started telling insurance companies they had to cover this and that, and people started wanting more and more stuff covered. Specialists became more common. It spiraled out of control and people started going to the doctor for every little thing.

In the wake of the Supreme Court ruling upholding the Affordable Care Act (aka "Obamacare"), NPR's "Talk of the Nation" held a seminar of sorts at the Aspen Institute's legendarily pretentious Ideas Festival. Someone in the audience asked NPR health policy correspondent Julie Rovner this question: "Today's decision is a positive decision for the estimated 50 million uninsured Americans. Who are the losers today?"

Rovner seemed to struggle to find losers. She came up with insurance companies that want the so-called individual mandate -- now a punitive tax, according to the Supreme Court -- to be much more punitive. After thinking...