In response to:

Saving Seniors from ObamaCare

None1257 Wrote: Sep 15, 2012 12:42 PM
How will a "market based solution" solve the cost problem with healthcare?
Wumingren Wrote: Sep 15, 2012 4:29 PM
Yes. Economic incentives work very well. My wife just switched her employer-provided healthcare option from Plan A (low copays, high premiums) to Plan B (high copays, low premium costs). The company also gave everyone that switched from Plan A to Plan B an extra $1,000 in their HSAs to help offset the higher out-of-pocket limits. Now, I have been avoiding going to the doctor as much as possible to save money. I try to get the doctor to deal with every issue I have during one annual visit. Annual visits are "free." The rest of the time (follow-ups, Rx refills, etc.) are managed via e-Visit on a secure website. I am certain that I have saved my insurance company a bundle, and myself as well, by using Plan B instead of the customary Plan A.
Joseph64 Wrote: Sep 15, 2012 2:23 PM
There is no cost problem with healthcare. We have the most advanced healthcare in the world and advancements in medical science are not cheap. If doctor's and hospitals cannot charge people a fir price for the treatments they administer, then there will be no new treatments developed and medicine will stagnate. That's why people in countries with socialized medicine often get stuck with decades old treatments that are less effective and have more side effects or lower survivability because the government won't pay for the latest treatments or drugs. Is that really what you want? If you want the best, you have to pay.
val1198 Wrote: Sep 15, 2012 1:17 PM
If people are paying for their health care until things become catastrophic, and if price collusion and secret contracts become illegal, prices will drop like rocks when people shop and compare. Throw a little incentive in for using the HSA wisely and you have a market system and decreased costs. This is not rocket science.

Two things about the Affordable Care Act (ObamaCare) are increasingly clear: (1) seniors have been singled out and forced to bear a disproportionate share of the cost of a new entitlement for young people and (2) the states are administratively just not ready to implement the new program in time for its January 1, 2014, start date.

So here's a simple proposal that will not affect the federal deficit: Delay the scheduled cuts in Medicare spending by five years and pay for that expense by delaying the 2014 start date of ObamaCare by two years.

That would give everyone time...