A Results-Free Cell Phone Law

A Results-Free Cell Phone Law

Last week, an insurance industry report found that bans on using hand-held cell-phones while driving in California, New York, Washington, D.C. and Connecticut did not reduce the number of car crashes. To the contrary, crashes went up in Connecticut and New York, and slightly in California, after the bans took effect.

Think about it: Insurers are the most risk-averse, nag-happy, fun-killing folks in the private sector. If ever there was an industry that loved nanny-state laws and had nothing to gain in raising information that does not support them, that would be the Insurance Institute for Highway Safety.

But its...