In response to:

Financial Checklist: 10 Priorities for the New Year

john653 Wrote: Jan 02, 2013 10:17 AM
I can go along wit most, except '--Go automatic'. 1. too many people have knowledge of your bank account 2. sometimes hard to stop 3. sometimes they take out too much, then guess what? they want to send u a check for the amount they screwed up. 4. lost control from 3rd party deductions from your account. Sure they can correct it eventually, but why go through the hassle? 5. use a credit card in place of your account, if u have such a problem with writing a check. Just make sure you pay off the CC every month when the bill comes due. I pay mine, and that gives me a detailed total of all I spent, without giving out my account or ATM number. Then I pay the CC with a check. In either case, I want to see the bill before it is paid,
vickielant Wrote: Jan 02, 2013 2:13 PM
Great advice but I agree automatic withdrawals make me nervous. I rather go online every month and pay my bills as they come in through my "secure" checking account. The part about saving is difficult especially in this economy but overall her advice is sound economics and easy to understand for those of us without an economics background.
john653 Wrote: Jan 02, 2013 10:18 AM
otherwise it is like MEDICARE fraud. Remember that? They pay the claim before they validate it. Then they wonder where all the money went????????

Dear Readers, Determined to get your financial house in order this year, but feeling overwhelmed at the thought? You're not alone. Use this checklist to get started -- and keep it handy to mark your progress throughout the new year.

The new year is a great time to review your finances, refresh your goals and maybe set some new priorities. Getting a handle on your finances can seem daunting, especially if you try to do it all at once. However, if you take it one step at a time -- and share the journey with your spouse, partner or family...