In response to:

Risky Business

jmkidd Wrote: Aug 28, 2012 2:41 PM
The way to drive healthcare cost down is not complicated. It only takes a few steps. 1) Tort Reform 2) Allow competetion across state lines 3) change the healthcare mindset (Drs Patients and insurers) from a reactive system to a proactive system 4) Change the system so it is individual based and not employer based. 5) make it so insurance is for catastrophic care not routine care. Use health savings accounts for routine stuff and wellness care. All these together would bend the curves of insurance cost and health care cost down by simple competetion.
dwhite892 Wrote: Aug 28, 2012 5:55 PM
But you base it on the assumption that both politicians and us common folk are both responsible and logical.
Steve539 Wrote: Aug 28, 2012 4:11 PM
Jmkidd, great post, and this is what most thoughtful medical professional reccomend.
Illbay Wrote: Aug 28, 2012 3:10 PM
NOTE that all your bullet-points with one exception, start out with the words "make" or "change." I.e., "the government has to do something."

How about this: MAKE the government get the **** out of the private sector altogether. Stop regulating every ****ing thing that moves.
rightmostofthetime Wrote: Aug 28, 2012 3:28 PM
jmkidd's comments are spot on. The reason the statements contain "make" or "allow" or "change" is because government ALREADY has its grubby hands in the mix. We have to get them out of it.
Claus4 Wrote: Aug 28, 2012 3:05 PM
What you are saying is, basically, get the government regulators out of the health care business and let free market competition set the standards just like in most other industries. It's the only way to make health care affordable.

Insurance is all about risk. Yet neither insurance companies nor their policy-holders can do anything about one of the biggest risks -- namely, interference by politicians, to turn insurance into something other than a device to deal with risk.

By passing laws to force insurance companies to cover things that have nothing to do with risk, politicians force up the cost of insurance.

Annual checkups, for example, are known in advance to take place once a year. Foreseeable events are not a risk. Annual checkups are no cheaper when they are covered by an insurance policy. On...