In response to:

Dave Says Credit Companies Don't Forgive Debt

James314 Wrote: Apr 02, 2013 11:59 AM
Companes do not forgive a debt unless you have a legal letter stating so beware. They can do a credit check and if you are solvent they, depending upon your state, revive the debt and come back after your. In some states they "Bundle their bad debts" and sell them to collection agencies. Again depending upon your state they may have a legal leg to stand upon and try to collect the debt again. Beware of thest though as there are many scam groups out there to try and get your money. Check with a lawyer in your area before you discuss or make an agreement with these people.

Dear Dave,

My younger sister moved to Atlanta, and she came to live with my husband and me a few months ago. She’s 19, has a job, and is attending a local college. But even though she’s working, she hasn’t said anything about helping out with utilities or paying rent. We don’t need the money, but do you think it’s time for us to push her out of the nest so she can start living as an adult?


Dear Molly,

The way you’ve described your little sister makes me think she’s a pretty good kid....