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NV Bill, Jeffery had two categories: the second, means-tested or "welfare", and the first, which he didn't name, but let's call it "Earned". You are in the earned category. But it really doesn't matter. Despite what we were told by the government in our youth, our contributions to Social Security are gone, in the main distributed to earlier pensioners, or if there were excess contributions in a given year loaned to the Treasury and spent on Department of Defense, HHS, student loans, Solyndra, Tesla, etc. This money is starting to be taken out of the general revenue. What you receive now is a largess distributed as decided by Congress. In the near future, Congress will have to decide which group of people to aggravate: pensioners by reducing the Social Security benefits, or taxpayers by raising taxes. Since there are more taxpayers than Social Security pensioners, I'll bet on the pensioners taking the punishment. Hugh
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