I have 3 credit cards and probably don't owe more than $1500 or so. A few years ago I had a First Bankcard credit card and they upped my interest to over 30% claiming they had reviewed my credit records .I only ounce in years was late on a payment.They are just gangsters and crooks,that is it. I had a balance of over $3000 and paid faithfull each month,so much for that.I cut up the card and sent it back to them.3 years or ago they sent me a notice they would no longer engage in universal default,but the crooks kept on shafting me with high interest. I still owe around $300 ,so now my interest is down around 12%,how nice of them. The real answer is to just go without and pay cash ,and tell the card crooks to go blow.

The"mainline media" are a sick bunch of mental cases.
They have proved this over and over. They go on endlessly on some foolishness that should have been dropped to begin with. They need their station licences yanked untill they can get their heads on right,if that is posible at all.