In response to:

More Evidence the Government is Running a Giant Ponzi Scheme

And I think many people (like me, with 20 years left on a mortgage at age 58) would take advantage of the following incentive program: When a person reaches the legal SS/Medicare retirement age, offer the following optional deal: For every TWO months you keep working and paying into SS/Medicare & not collecting, you get to bequeath ONE month of your combined SS/Medicare benefit tax-free to your heirs (or any cause you like) when you die.

The U.S. birth rate just hit a new low which has liberal media outlets like NPR pointing out that Medicare and Social Security are in trouble as a result. Why? Because the program isn't being paid for with money former workers put into the system, that's already been spent by the government, but by young people currently working.

The U.S. birth rate hit an all-time low last year, according to a report from the Pew Research Center — just 63 births per 1000 women of childbearing age.

This is a problem. Not just because...