In response to:
You just do not want to see the connection that is there. If I pay insurance premiums for two months and then total my car, I'll get more back than what I paid in. Am I living on the 'insurance company dole'?
Benjamin Franklin, statesman and signer of our Declaration of Independence, said: "Only a virtuous people are capable of freedom. As nations become corrupt and vicious, they have more need of masters." John Adams, another signer, echoed a similar statement: "Our Constitution was made only for a moral and religious people. It is wholly inadequate to the government of any other." Are today's Americans virtuous and moral, or have we become corrupt and vicious? Let's think it through with a few questions.
Suppose I saw an elderly woman painfully huddled on a heating grate in the dead of winter. She's hungry and in...
The insurance company voluntarily took your bet. That's all insurance is -- gambling. If the insurance company loses its best, it cannot go out and collect "premiums" by force.
If car insurance were like SS, you would pay premiums until you were 65, and then the car insurance company would cover your cars, free, for the rest of your life. And they would promise to do that KNOWING that if they continue that service without reform, they will not have enough money to pay you what they promised, should you wreck your car.
SS was originated as an "insurance" (a risk sharing safety net, for those who fell on hard times) but then morphed into an "investment" in order for government to continue to sell it to the taxpayer.
Now I am sure you can see the faults within your analogy.