In response to:

How Nice: CFPB to Overhaul the Mortgage Industry

fhjkfhkg Wrote: Apr 12, 2012 11:13 AM
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The Consumer Financial Protection Bureau is making big plans to reform the mortgage industry in the next couple of years, which is just super-duper, because government interference in the housing market worked out so well before. But, don't worry -- it's for your own good.

If there were some sort of selfessly disinterested, dispassionate, all-knowing, benevolent body that possessed all of the relevant information and could regulate the mortgage industry with perfect foresight while imposing zero costs or burdens on society, then I'd say, go for it. But the federal government fits into precisely none of those parameters....