1 - 2
I'm betting that's a co-pay policy, where you don't have a visit deductible and your drugs are also on a co-pay. That's what's called a cadillac plan. Very nice for people who need that because they have conditions that require regular cortisone injections & such. If you don't need that, go find an individual plan. You'll have a $3,000-$5,000 co pay that you will pay out of your pocket first, but your premiums will be that much lower.
In response to:

Black Unemployment Rises to 13 Percent

FClass1 Wrote: Sep 06, 2013 4:18 PM
Why work? We gots the Obama free phone program, food stamps that we can sell for cash, housing for $200/mo that subsidized. It's easier than ever to get signed up for this stuff, but you can't do it if you have a job. I'd rather not work and have stuff, than work and pay taxes and not have as much stuff. I can get a free phone, and save my money to buy that 60" flat screen instead. Now I'm about to get health care and I get subsidies to pay for that too. Love Obama....
1 - 2