In response to:

What's the Best Way to Save for Retirement When Your Employer Doesn't Offer a Plan?

FairnessMan Wrote: Aug 16, 2012 12:18 PM
You DON'T have to save for retirement!!!!! Just come to the Public "Workers" Paradise of New Jersey. Become an over pampered, overpaid, over perked, over pensioned, lazy, arrogant, ungrateful public parasite cop or teacher. You can quickly be screwing the taxpayers for a $100K+ salary, free gold plated health care for life and then retire in your 40s with a monster pension, many times close to $100K for teachers and many times over $100K for cops. Is that a plan or what?
Harold206 Wrote: Aug 16, 2012 6:24 PM
Fairness, it would be nice for them except the goodies are going to run out soon, and "those who fail to plan, plan to fail!"
FairnessMan Wrote: Aug 16, 2012 8:43 PM
Just sorry no one alive today will live long enough to see the ill gotten gains/goodies of the public parasites run out unless there is a major financial collapse. Damn, maybe I should vote for Obama?

Dear Carrie: I'm 27, and my husband is 32. We're starting to think about saving for retirement. He has a 401(k) at work, but I'm a hairstylist at a small salon that doesn't offer any retirement benefits to its employees. What's the best way for me to save? --A Reader

Dear Reader: First, kudos to you both for some smart thinking. Starting to save for retirement early is one of the most important things you can do. At your age, if you save just 10-12 percent of your annual income from now on, you should be in pretty good financial shape...

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