(1) Require everyone to have health insurance, with subsidized plans for low-income citizens. (2) Compel insurers to accept anybody who applies for coverage and to charge roughly the same premium for everyone, regardless of health status. (3)...
(continued) Not slowed the rate of increase, actually DECLINE. A few simple regulations could make this work nationally. 1. Make all providers post their pricing for services onliine. 2. Let insurers compete across state lines. 3. Tort reform. Combine this with high risk pools for pre-existing conditions, and block grants to states for subsidies for the poor, and we're on to an effective free market solution.
What is the best way to make sure that Americans with chronic medical conditions -- those most likely to need costly or frequent health care -- can afford the insurance they need to meet their bills? The conventional answer, reflected in Mitt Romney's 2006 health-care reform law in Massachusetts and the federal overhaul signed by Barack Obama in 2010, contains these ingredients:
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