In response to:

Dave Says Go Cheap on Date Night

DuaneUrban Wrote: Apr 09, 2013 9:00 AM
A $100 a month isn't that much for date night.
ChristopherAllen Wrote: Apr 09, 2013 9:48 AM
That's nothing...i wish I could go out here in Chicago and spend that much.
Chris from Kalifornia Wrote: Apr 09, 2013 10:32 AM
It sounded like it was supposed to be $100 for one night out. I never spent that much. A good movie and a steakhouse either before or after or even just popcorn and sodas at the movie is $30 even now.
Tired in Texas Wrote: Apr 09, 2013 12:43 PM
It costs anywhere from $16 to $20 for a movie (depending on whether it is 3D or not), and popcorn and drinks will run another $15 or more. Dinner for two at a decent steakhouse will run you $30 to $50, depending on whether you have an appetizer, dessert, and alcoholic beverages. My husband and I have a date night every week (even though we've been married for 41 years). Just going to our favorite Chinese buffet will cost us $24, and that's drinking water.

Dear Dave,

Is there ever a time you should dip into emergency fund savings in order to pay off your home early?


Dear Eric,

The only time I would advise this is when your emergency fund is too big, and you have a very small amount left to pay on the house. Keep in mind that your emergency fund should be three to six months of expenses, not three to six months of income. Besides, paying off the house doesn’t fall into the category of an emergency. The fact that you have to pay...