Health Care Reform that Puts You in Control

Exactly the right approach. It replaces the perverse incentives of employer-provided prepaid health care plans which led to "managed care" with a rational combination of catastrophic indemnity policies for the low risk, high expense unforeseen event along with HSAs for routine care. Wife and I switched to that combination several years ago, and we couldn't be happier with it. There are NO benefit manager bureaucrats to worry with---decisions are made by us and our docs. That arrangement would work for the 85% of Americans who already have resources committed to their care through employers or through some government program, and without ANY increase in spending. As a matter of fact, with the unleashing of market forces that this...